← Open 2026 Tacoma TRD Pro in the full tool
Cost to own
2026 Tacoma TRD Pro
Cost per mile
$1.23/mi
$61,536 total over 5 years
about $1,026 a month · $8,530 a year fixed + $0.38 per extra mile
Smiles per dollar
5.4
experience 6.7/10 ÷ $1.23/mi (editorial rating, never part of the cost)
Worked out for 5 years at 10,000 miles a year with U.S. averages for taxes, fees and fuel (enter your ZIP in the tool for your state's rules) and a 7.14% loan with nothing down. Change any of it in the tool or compare it with other cars.
Where the money goes
| Depreciation | $19,000 | 31% |
| Tax + title | $3,441 | 6% |
| Fuel / charging | $9,735 | 16% |
| Insurance | $11,500 | 19% |
| Maintenance + repairs | $3,150 | 5% |
| Registration | $981 | 2% |
| Vehicle property tax | $201 | 0% |
| Loan interest | $13,527 | 22% |
| Total | $61,536 | 100% |
Buying and selling
Price $67,000, worth about $48,000 after 5 years (72% of its value kept). Prices as of September 2026. 23 mpg on regular (EPA combined).
Known problem areas
- 12V battery / telematics (DCM) (medium odds, $0–$400): Parasitic drain leaves 12V dead / no-start on 4th-gen Tacoma; dealer draw test + DCM software source
- 8-speed automatic transmission (low odds, $0–$10,000): Early 4th-gen 8-speed failures: stuck in gear or neutral, no drive, harsh 1-2/2-3 shifts, mostly at very low miles; transmission/torque converter replaced under warranty. source
Similar cars
- Used Rivian R1T · $1.32/mi
- 2024 Tacoma TRD Pro · $1.00/mi
- 2023 Tacoma TRD Pro · $0.98/mi
- 2019 Ford F-150 Raptor · $1.55/mi
- 2022 Toyota Tundra TRD Pro · $1.27/mi
- 2026 Ford Ranger Raptor · $1.48/mi
Every number is an estimate you can change. Sources for each one are on its sticker in the tool (tap the small "i"). How CPM works.