← Open 2026 Ford Ranger Raptor in the full tool
Cost to own
2026 Ford Ranger Raptor
Cost per mile
$1.48/mi
$73,941 total over 5 years
about $1,232 a month · $9,475 a year fixed + $0.53 per extra mile
Smiles per dollar
5.1
experience 7.5/10 ÷ $1.48/mi (editorial rating, never part of the cost)
Worked out for 5 years at 10,000 miles a year with U.S. averages for taxes, fees and fuel (enter your ZIP in the tool for your state's rules) and a 7.14% loan with nothing down. Change any of it in the tool or compare it with other cars.
Where the money goes
| Depreciation | $23,000 | 31% |
| Tax + title | $3,391 | 5% |
| Fuel / charging | $16,059 | 22% |
| Insurance | $12,000 | 16% |
| Maintenance + repairs | $5,260 | 7% |
| Registration | $913 | 1% |
| Vehicle property tax | $183 | 0% |
| Loan interest | $13,134 | 18% |
| Total | $73,941 | 100% |
Buying and selling
Price $65,000, worth about $42,000 after 5 years (65% of its value kept). Prices as of September 2026. 17 mpg on premium (EPA combined).
Known problem areas
- Electronics (drive-mode switching, blind-spot/cross-traffic modules, remote start) (medium odds, $200–$1,200): Drive modes changing on their own, BLIS faults, software glitches source
- 3.0L EcoBoost V6 intake valves (low odds, $9,000–$14,000): 2021-22 3.0 EcoBoost recall for over-hard intake valves that can fracture (engine replacement); later builds use corrected valves, so 2026 exposure is low source
- Cam phasers (Ford V6 EcoBoost family) (low odds, $2,500–$4,500): Cold-start rattle / phaser failure reported across Ford EcoBoost V6s source
- Fox 2.5 Live Valve shocks (low odds, $1,500–$2,500): Shock leaks/failed Live Valve dampers under off-road use; out of pocket after 36k/3yr source
- Drivetrain/driveline (10R80, rear diff) (low odds, $500–$4,000): Owner reports of harsh/unexpected shifts, rear clunk, a few differential replacements source
Similar cars
- Used Rivian R1T · $1.32/mi
- 2024 Tacoma TRD Pro · $1.00/mi
- 2023 Tacoma TRD Pro · $0.98/mi
- 2019 Ford F-150 Raptor · $1.55/mi
- 2022 Toyota Tundra TRD Pro · $1.27/mi
- 2026 Tacoma TRD Pro · $1.23/mi
Every number is an estimate you can change. Sources for each one are on its sticker in the tool (tap the small "i"). How CPM works.