Cost to own

2026 Rivian R1T

Silver Rivian R1T pickup — Photo: Artaxerxes, CC BY-SA 4.0, via Wikimedia Commons (background removed, resized). Shows Rivian R1T, first generation (a Rivian service-fleet truck; the 2026 Gen 2 looks near-identical).

Cost per mile

$1.78/mi

$88,898 total over 5 years

about $1,482 a month · $14,707 a year fixed + $0.31 per extra mile

Smiles per dollar

4.0

experience 7.2/10 ÷ $1.78/mi (editorial rating, never part of the cost)

Worked out for 5 years at 10,000 miles a year with U.S. averages for taxes, fees and fuel (enter your ZIP in the tool for your state's rules) and a 7.14% loan with nothing down. Change any of it in the tool or compare it with other cars.

Where the money goes

Depreciation	$40,000	45%
Tax + title	$4,514	5%
Fuel / charging	$4,081	5%
Insurance	$15,000	17%
Maintenance + repairs	$5,030	6%
Registration	$1,834	2%
Vehicle property tax	$288	0%
Loan interest	$18,150	20%
Total	$88,898	100%

Buying and selling

Price $90,000, worth about $50,000 after 5 years (56% of its value kept). Prices as of September 2026. Uses 0.445717 kWh per mile.

Known problem areas

Recalls: front turn signals, rearview camera software (high odds, $0–$0): 2026 R1T recalls: 26V-508 (one or both front turn signals may fail; 2025-2026) and 26V-597 (rearview camera image software; 2022-2026 R1T). Both free; camera fix may be OTA. source
Tires/alignment (medium odds, $1,900–$2,100): Rapid inner-edge front wear (Conserve mode lowering/alignment); some owners at 6-12k source
Software/infotainment, rattles, 12V/phantom drain (medium odds, $0–$800): Display reboots, phantom drain, interior rattles and door buzzes source
Air suspension (compressor, air springs, lines) (low odds, $1,500–$7,500): Leaks cause compressor burnout/corner collapse; gen 1 case at 60k cost $7,500; gen 2 uses revised parts source

Similar cars

Every number is an estimate you can change. Sources for each one are on its sticker in the tool (tap the small "i"). How CPM works.