← Open 2026 Toyota 4Runner TRD Pro in the full tool
Cost to own
2026 Toyota 4Runner TRD Pro
Cost per mile
$1.49/mi
$74,367 total over 5 years
about $1,239 a month · $11,121 a year fixed + $0.38 per extra mile
Smiles per dollar
4.5
experience 6.7/10 ÷ $1.49/mi (editorial rating, never part of the cost)
Worked out for 5 years at 10,000 miles a year with U.S. averages for taxes, fees and fuel (enter your ZIP in the tool for your state's rules) and a 7.14% loan with nothing down. Change any of it in the tool or compare it with other cars.
Where the money goes
| Depreciation | $29,000 | 39% |
| Tax + title | $3,896 | 5% |
| Fuel / charging | $9,735 | 13% |
| Insurance | $12,000 | 16% |
| Maintenance + repairs | $3,150 | 4% |
| Registration | $1,032 | 1% |
| Vehicle property tax | $211 | 0% |
| Loan interest | $15,343 | 21% |
| Total | $74,367 | 100% |
Buying and selling
Price $76,000, worth about $47,000 after 5 years (62% of its value kept). Prices as of September 2026. 23 mpg on regular (EPA combined).
Known problem areas
- Digital instrument panel (medium odds, $0–$0): May not display speed/brake/TPMS warnings at startup; recall 25V595 (OTA or dealer) source
- Load capacity label (medium odds, $0–$0): Incorrect load label on some 2026 4Runners; recall 26V282 source
- Front brakes (medium odds, $0–$0): Front brake squeal on early builds; TSB-0006-26 pad/shim fix source
- 8-speed automatic (low odds, $0–$10,000): 1-2 shift clunk reported (shared with 4th-gen Tacoma); no recall source
Similar cars
- 2006 Lexus GX470 · $0.90/mi
- 2021 Toyota 4Runner TRD Pro · $1.13/mi
- 2021 Lexus GX460 · $1.18/mi
- 2021 Toyota Sequoia TRD Pro · $1.41/mi
- 2022 Ford Bronco Badlands · $1.08/mi
- 2022 Jeep Grand Cherokee Trailhawk · $1.13/mi
Every number is an estimate you can change. Sources for each one are on its sticker in the tool (tap the small "i"). How CPM works.