← Open 2021 Toyota 4Runner TRD Pro in the full tool
Cost to own
2021 Toyota 4Runner TRD Pro
Cost per mile
$1.13/mi
$56,623 total over 5 years
about $944 a month · $6,552 a year fixed + $0.48 per extra mile
Smiles per dollar
5.7
experience 6.5/10 ÷ $1.13/mi (editorial rating, never part of the cost)
Worked out for 5 years at 10,000 miles a year with U.S. averages for taxes, fees and fuel (enter your ZIP in the tool for your state's rules) and a 7.14% loan with nothing down. Change any of it in the tool or compare it with other cars.
Where the money goes
| Depreciation | $15,000 | 26% |
| Tax + title | $2,336 | 4% |
| Fuel / charging | $13,171 | 23% |
| Insurance | $9,500 | 17% |
| Maintenance + repairs | $6,942 | 12% |
| Registration | $538 | 1% |
| Vehicle property tax | $46 | 0% |
| Loan interest | $9,090 | 16% |
| Total | $56,623 | 100% |
Buying and selling
Price $45,000, worth about $30,000 after 5 years (67% of its value kept). Prices as of September 2026. 17 mpg on regular (EPA combined).
Known problem areas
- TRD Pro Fox 2.5 shocks (high odds, $1,200–$2,500): Factory Fox shocks wear/leak with miles and dirt; replace or rebuild. source
- 1GR-FE water pump (medium odds, $700–$1,100): Pump seepage past 100k. source
- Door lock actuators (medium odds, $90–$350): Doors won't lock/unlock. source
- Rear (tailgate) window regulator (low odds, $120–$500): Regulator cable frays or snags, so the power tailgate glass stops partway or will not close; check the BACK DOOR fuse and window lock first. source
- Front coil springs (low odds): Front coil springs can crack or snap at the lower end. NHTSA complaints on 2015-2020 4Runners describe it (mostly TRD Pro), from 25k to 114k miles, and one owner got 50% goodwill from Toyota. No complaints on 2021 so far. source
Similar cars
- 2006 Lexus GX470 · $0.90/mi
- 2021 Lexus GX460 · $1.18/mi
- 2021 Toyota Sequoia TRD Pro · $1.41/mi
- 2022 Ford Bronco Badlands · $1.08/mi
- 2022 Jeep Grand Cherokee Trailhawk · $1.13/mi
- 2020 BMW X5 xDrive40i · $1.48/mi
Every number is an estimate you can change. Sources for each one are on its sticker in the tool (tap the small "i"). How CPM works.