← Open 2026 Lexus GX550 Overtrail in the full tool
Cost to own
2026 Lexus GX550 Overtrail
Cost per mile
$1.57/mi
$78,643 total over 5 years
about $1,311 a month · $10,527 a year fixed + $0.52 per extra mile
Smiles per dollar
4.0
experience 6.3/10 ÷ $1.57/mi (editorial rating, never part of the cost)
Worked out for 5 years at 10,000 miles a year with U.S. averages for taxes, fees and fuel (enter your ZIP in the tool for your state's rules) and a 7.14% loan with nothing down. Change any of it in the tool or compare it with other cars.
Where the money goes
| Depreciation | $26,000 | 33% |
| Tax + title | $4,058 | 5% |
| Fuel / charging | $16,059 | 20% |
| Insurance | $12,000 | 15% |
| Maintenance + repairs | $3,450 | 4% |
| Registration | $1,092 | 1% |
| Vehicle property tax | $226 | 0% |
| Loan interest | $15,758 | 20% |
| Total | $78,643 | 100% |
Buying and selling
Price $78,000, worth about $52,000 after 5 years (67% of its value kept). Prices as of September 2026. 17 mpg on premium (EPA combined).
Known problem areas
- V35A-FTS twin-turbo V6 (main bearings) (low odds, $15,000–$25,000): Machining debris can seize bearings; recall covers 2022-24 Tundra/LX and gas 2024 GX built through Feb 2024 - 2026 GX not included source
- Load-capacity label (low odds, $0–$0): Incorrect label on 2024-25 GX550 (recall 26V-179); 2026 check VIN source
Similar cars
- 2006 Lexus GX470 · $0.90/mi
- 2021 Toyota 4Runner TRD Pro · $1.13/mi
- 2021 Lexus GX460 · $1.18/mi
- 2021 Toyota Sequoia TRD Pro · $1.41/mi
- 2022 Ford Bronco Badlands · $1.08/mi
- 2022 Jeep Grand Cherokee Trailhawk · $1.13/mi
Every number is an estimate you can change. Sources for each one are on its sticker in the tool (tap the small "i"). How CPM works.