← Open 2026 Lamborghini Urus SE in the full tool
Cost to own
2026 Lamborghini Urus SE
Cost per mile
$5.43/mi
$271,275 total over 5 years
about $4,521 a month · $38,808 a year fixed + $1.54 per extra mile
Smiles per dollar
1.3
experience 7.3/10 ÷ $5.43/mi (editorial rating, never part of the cost)
Worked out for 5 years at 10,000 miles a year with U.S. averages for taxes, fees and fuel (enter your ZIP in the tool for your state's rules) and a 7.14% loan with nothing down. Change any of it in the tool or compare it with other cars.
Where the money goes
| Depreciation | $105,000 | 39% |
| Tax + title | $14,925 | 6% |
| Fuel / charging | $13,650 | 5% |
| Insurance | $35,000 | 13% |
| Maintenance + repairs | $40,460 | 15% |
| Registration | $2,915 | 1% |
| Vehicle property tax | $766 | 0% |
| Loan interest | $58,558 | 22% |
| Total | $271,275 | 100% |
Buying and selling
Price $290,000, worth about $185,000 after 5 years (64% of its value kept). Prices as of September 2026. 20 mpg on premium (EPA combined).
Known problem areas
- Carbon-ceramic brake rotors (medium odds, $18,000–$30,000): CCB rotors wear/oxidize or chip with heavy 5,500-lb use and mountain descents; replacement is a wear item source
- 23-inch wheels (medium odds, $1,500–$2,500): Pothole/bent-wheel damage on low-profile 23s (dirt roads, CO winters) source
- Air suspension struts / compressor (low odds, $1,800–$3,500): Bladder leaks and compressor fatigue, accelerated by freeze-thaw source
- 48V active anti-roll system (low odds, $2,000–$7,000): Faults after battery discharge or connector corrosion; actuators costly source
- Coolant system plastics (4.0 V8) (low odds, $600–$1,900): Heat-brittled coolant lines/fittings leak source
- High-pressure fuel pump mounting (low odds, $0–$0): Urus SE recall: HPFP fasteners improperly secured (Dec 2024-Jul 2025 builds), fuel leak/fire risk source
Similar cars
- 2006 Lexus GX470 · $0.90/mi
- 2021 Toyota 4Runner TRD Pro · $1.13/mi
- 2021 Lexus GX460 · $1.18/mi
- 2021 Toyota Sequoia TRD Pro · $1.41/mi
- 2022 Ford Bronco Badlands · $1.08/mi
- 2022 Jeep Grand Cherokee Trailhawk · $1.13/mi
Every number is an estimate you can change. Sources for each one are on its sticker in the tool (tap the small "i"). How CPM works.