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Cost to own
Used Toyota RAV4 Adventure
Cost per mile
$0.77/mi
$38,524 total over 5 years
about $642 a month · $4,767 a year fixed + $0.29 per extra mile
Smiles per dollar
6.5
experience 5.0/10 ÷ $0.77/mi (editorial rating, never part of the cost)
Worked out for 5 years at 10,000 miles a year with U.S. averages for taxes, fees and fuel (enter your ZIP in the tool for your state's rules) and a 7.14% loan with nothing down. Change any of it in the tool or compare it with other cars.
Where the money goes
| Depreciation | $11,000 | 29% |
| Tax + title | $1,394 | 4% |
| Fuel / charging | $7,996 | 21% |
| Insurance | $7,500 | 19% |
| Maintenance + repairs | $4,692 | 12% |
| Registration | $453 | 1% |
| Vehicle property tax | $35 | 0% |
| Loan interest | $5,453 | 14% |
| Total | $38,524 | 100% |
Buying and selling
Price $27,000, worth about $16,000 after 5 years (59% of its value kept). Prices as of September 2026. 28 mpg on regular (EPA combined).
Known problem areas
- Door lock actuators (medium odds, $300–$500): Front door lock actuators fail to lock/unlock (NHTSA complaint cluster). source
- 8-speed auto (UA80) hesitation (medium odds, $150–$400): Hesitation/lurch complaints; usually software/relearn. source
- Moonroof glass (low odds, $1,000–$1,500): Spontaneous sunroof shattering reports; comprehensive insurance may cover. source
- Infotainment head unit (low odds, $800–$1,500): Screen blackouts/reboots; software fix first, head unit if hardware. source
- Passenger occupant classification sensor (low odds, $0–$0): Recall 22TA08: OCS may misdetect occupant. source
Similar cars
- 2018 Honda CR-V · $0.76/mi
- Used Mazda CX-5 Turbo · $0.79/mi
- Used BMW X3 M40i · $1.21/mi
- Used Porsche Macan S · $1.31/mi
- 2020 Audi SQ5 · $1.27/mi
- 2021 Mercedes-AMG GLC43 · $1.43/mi
Every number is an estimate you can change. Sources for each one are on its sticker in the tool (tap the small "i"). How CPM works.