CPM = cost per mile, for any car

What does it actually cost to own?

What is this?

What this does: Shows what a car really costs you to own: not the price tag, but the money you won't get back (value lost, fuel, insurance, repairs, taxes, loan interest), per mile and per month.

How to use it (2 minutes):

Tell us about you: how many years you keep a car, how far you drive, your ZIP.
Add your current car (optional): we'll compare everything against it.
Pick cars to compare: tap "Compare" on up to 5 cars. We'll tell you which is cheaper to own, and by how much a month.

Every number is an estimate you can change. Start →

Start here

Step 1 of 3

About you

Where you live, how long you keep a car and how far you drive. Every car uses these.

Where you live

ZIP code State

How you drive

Years you keep it Miles a year Compare against your current car, or any car in the list

Your car the one you'd keep or trade

Only 3 things are required. We'll estimate the rest, and you can change anything.

What is it? Required year, make and model

Miles on it now Required the odometer

What it's worth today Required in dollars

Roughly what you could sell it for yourself. Not a sure number? Check the private-party value on Kelley Blue Book ↗ or Edmunds ↗ and type it in. A ballpark is fine.

Optional: improves accuracy details, condition, loan, repairs, insurance, resale

The car

VIN optional: NHTSA fills in the details. Not saved.

Or describe it in your own words

Describe it we pick out the year, model and miles

Model year Body style Fuel MPG combined

Condition

GreatLooks and drives like new; no warning lights; service records. GoodNormal wear for its age; nothing that needs fixing now. FairVisible wear or a few things to fix; tires or brakes due. RoughNeeds real work: warning lights, leaks, damage or rust.

Do you owe money on it?

Paid offIt's all yours. Still payingA car loan. LeasingYou'd return it or buy it out.

Anything due soon?

Other repairs due $ What you pay for insurance $/yr we estimate it if you leave it blank Dealer trade-in offer $

Later on

Worth when you sell $ we estimate this Upkeep $ per 50,000 miles Original price (MSRP) $

Compare everything against this car

More settings loan, fuel prices, taxes

Taxes and fees set by your ZIP

Purchase tax % Title fee $

Money if you finance

Loan rate (APR) % typical bank rate Loan length months Extra cash down $ on top of your car's equity Trade-in credit $

Energy today's prices

Regular $/gal Premium $/gal Charging $/kWh EIA home average Insurance

Advanced opportunity cost, selling costs, how much miles hit resale

What that money could have earned % a year Cost to sell it % of what it sells for State EV incentives new EVs and plug-ins Resale change per 10,000 miles ± % compared with 10,000 a year Registration start year Insurance adjustment × each car's estimate

All cars

Cheapest to own first. Tap View details for where every dollar goes, or + Compare to line cars up side by side.

Your comparison

Up to 5 cars side by side. The answer comes first.

Chart: price against cost to own

Outliers are pinned to the edge so one exotic doesn't flatten the pack.

Across Up

Cars you're considering

Cars for sale you're thinking about. They join the list and the comparison right away, marked *.

Workspaces

Save a setup and come back to it later.

Move it between devices export / import

Import file

Or paste a workspace code

How the cost per mile works

We count the money that disappears (value lost, fuel, insurance, repairs, taxes, interest), not the money you get back when you sell.